7 Stocks to Consider if America Hits a Recession

7 Stocks to Consider if America Hits a Recession

(FinancialHealth.net) – The Great Recession was the worst financial downturn in 75 years. In 2008, the stock market lost nearly 40% of its value, and institutions like Lehman Brothers filed for bankruptcy. CrashCourse has a great video explaining just how much damage the recession caused: The devastation didn’t affect every company. Here are seven stocks […]

4 Big Threats to Your Financial Security

Four Threats to Your Financial Security

(FinancialHealth.net) – Having financial security is a goal for many people. We all want the ability to spend as we want when we want, with no repercussions of having little money left for necessities. For those who already have that security in place, it is best to avoid the threats that could get in the […]

How Americans Benefit From Trump’s Booming Economy

Trump’s Economy Causes Big Bang for Baby Boomers

(FinancialHealth.net) – President Donald Trump’s economic gains have been great for many of the American people. A lot of Americans aren’t nearly as concerned with the economy, or even their current financial circumstances, as they were with the past presidential election. Instead, many Americans are doing extremely well as a result of the president’s policies. […]

Have You Overlooked This Big Tax Break?

Tax Breaks Americans Overlook

(FinancialHealth.net) – Every year, millions of U.S. residents look forward to their tax refunds. Unfortunately, many of them aren’t receiving all of the money they deserve because they fail to claim their earned income tax credit (EITC). The EITC is a credit available to people who make low to moderate incomes. The IRS explains: The […]

Probate Nightmares Simplified

Probate Nightmares Simplified

(FinancialHealth.net) – Nobody wants to think about what’ll happen to their family after they die. It’s vital that they plan for it, though, and spare their loved ones the headaches that result from a messy probate. Here are some steps you can take now to make it easier for your family later: Write a current […]

Is RV Flipping America’s Next Big Moneymaker?

Moneymaker: Flip This!

(FinancialHealth.net) – If you want to get into flipping but aren’t ready to invest $100,000 or more into a house, RV flipping might be for you. Recently, a stay-at-home mother of five made news for doing just that. Michigan resident Sarah Lemp says she’s made $22,000 by flipping 10 RVs. Sarah’s not the only one […]

Ways to Make Cash Tutoring People Online

How to Make Quick Cash Tutoring People Online

(FinancialHealth.net) – Tutoring people online is a great way to earn cash. Good news is, you don’t need a teaching degree in order to be an online tutor. However, some online tutoring companies do require you to have a bachelor’s degree in the field you wish to work in. Learn more about the different ways […]

FBI Warns Online Shoppers About This New Threat

FBI Warns Online Shoppers About This New Threat

(FinancialHealth.net) – The Federal Bureau of Investigation (FBI) is warning consumers of a new threat that’s impacting millions: e-skimming. This latest scheme to steal people’s financial and personal information happens during online shopping. Cybercriminals are obtaining the information by breaking into website servers. They either infect a server that services many companies with a virus […]

American Hearts Abused by Scam PACs

Scam PACs Abuse American Hearts for Cold, Hard Cash

(FinancialHealth.net) – Every day across the country, companies are taking advantage of people by tricking them into donating money. These scam PACs are pseudo-political action committees that trick donors into thinking their money is going to charitable causes. But these companies donate very little, if any, of the money to where they promise it. For […]

2020’s Most Affordable Cities for Retirees

Relocating in 2020? These 5 Cities Will Save You Money

(FinancialHealth.net) – The cost of living is on the rise this year in many places across the country. For instance, it’s 8% more expensive to live in Sarasota, FL, than the rest of the state, and housing is 2% higher than the US average. Statistics like these make it much more difficult for people on […]

Why Downsize for Retirement?

Why Downsize for Retirement?

Enjoy the Retirement of Your Dreams by Thinking Small (FinancialHealth.net) – Attitudes about home size evolve with age according to a 2017 Trulia survey on house size. While many millennials are wishing for more square footage, 36% of Baby Boomers are thinking about downsizing. The idea of a smaller home isn’t just about feeling cozier. […]

This Common Digital Scam Targets Seniors

The Most Common Digital Scam Affecting Seniors Today

Malware Trickery Aims to Take Advantage (FinancialHealth.net) – Scamming seniors into downloading malware is much easier than scamming other age groups. According to researchers, individuals over 65 are 34 percent more likely to be scammed and lose money than people in their 40s. Seniors are often targeted because they are more financially stable, but also […]

More Frustrating News About Social Security

More Frustrating News About Social Security...

(FinancialHealth.net) – The 2019 Social Security Trustees Report warns that the program’s trust funds will be depleted in 2035 if we stay on the current path. This could leave many people wondering if the program is going to go broke. Well, there’s good news and bad news. The trusts are becoming insolvent. That’s worrisome because […]

How Often Should You Update End-of-Life Documents?

When Should End of Life Documents Be Updated?

Keep on Top of Changes With Once Yearly Document Reviews (FinancialHealth.net) – Someone wise once said the only thing constant in life is change. This is especially true when it comes to end-of-life documents. Having a living will, durable power of attorney and healthcare proxy in place can feel like a huge relief, but that […]

Customs Seizes Nearly $1 Million in Cash

Nearly $1 Million Bust: You Won’t Believe What They Found

(FinancialHealth.net) – US Customs and Border Protection (CBP) officials say they’ve seized $900,000 in counterfeit $1 bills. The announcement is good news to thousands of people and businesses that could have been harmed if the cargo had made its way into circulation. CBP found the money at the International Falls Port of Entry in Minnesota […]

Which of These is NOT a Credit Bureau?

Which of These is Not a Credit Bureau?

Smart Quiz: Which of These is NOT a Credit Bureau? A) Credit Karma B) Equifax C) Experian D) TransUnion Answer: Credit Karma (FinancialHealth.net) – A lot of people use Credit Karma to track their credit activity, but it is not a credit bureau. Credit Karma is a private site that does offer valuable information and […]

Macy’s Makes Eye-Opening Announcement

Macy's Makes Eye-Opening Announcement

(FinancialHealth.net) – Retail giant Macy’s announced massive changes to its company Tuesday as part of a 3-year plan to help with growth and profitability. Chairman and CEO Jeff Gennette released a statement explaining there’s a lot of work to do to “improve the bottom-line.” Here are some of the details: 125 stores will close. 2,000 […]

The Fastest-Growing Source of Personal Debt

Fastest-Growing Source of Personal Debt

(FinancialHealth.net) – Personal loans became the fastest growing debt in the United States last year. It grew to $305 billion in the first half of the year, and it outpaced the growth of credit card debt by double. YouTube’s “MoneyCoach” channel explains the intricacies of personal loans: If you’re considering a personal loan, you should […]

5 Ways to Beat High Health Insurance Deductibles

5 Ways to Beat High Health Insurance Deductibles

(FinancialHealth.net) – Dealing with resetting health insurance deductibles each year is a concern for many U.S. residents, especially those with high-deductible health plans (HDHPs). A deductible is an amount a person must pay for medical expenses before their insurance takes over. If a plan has a $2,000 deductible, that much must come out of pocket […]

What Is the Average Cost of a Wedding in the US?

What Is the Average Cost of a Wedding in the US?

The Day Can Be Perfect for Less Than the $25k Average (FinancialHealth.net) – One of the biggest things couples focus on after getting engaged is the total cost of the wedding. USA Today reports the average wedding costs well over $25,000. There are several factors that play into the budget and using these innovative ways […]

Helpful Tax Deductions for Seniors

Which Type of Account Saves Pre-Tax Dollars?

The Standard Deduction Is Most Common, But What Else Should You Be Taking Advantage Of? Sometimes seniors miss out on viable tax deductions that might help save them money or increase the value of their annual return. The most common applied deduction is the standard deduction, which nearly doubled for 2019. This year, singles can […]

Trump Administration Economist Blasts Greta Thunberg

Greta Gets Under Economists’ Skin...Again

(FinancialHealth.net) – Last month, 16-year-old climate activist, Greta Thunberg, spoke to the World Economic Forum in Davos, and her comments led to some mockery from a Trump administration official. He isn’t the first to mock her, in part because Thunberg enjoys just as many amenities as the rest of the world… amenities that exist because […]

States Move to Keep Healthcare Accessible to Residents

(FinancialHealth.net) – Hospitals across the US are struggling for a plethora of reasons, including questionable fees, changes in reimbursement models and decreased populations. Now some states want to save healthcare access for Americans across the country. The North Carolina Rural Health Research Program found that from 2010 to mid-2019, more than 100 hospitals closed. Rural […]

Giving Yourself a Financial Checkup?

(FinancialHealth.net) – Every year, millions of Americans set health goals in hopes of living longer, but many fail to make sure their financial health is on the right track as well. Before you get started, it’s important to learn exactly what you need to do to give yourself a financial wellness check-up. The first thing […]

Recession Potential Rising: Protect Yourself

(FinancialHealth.net) – The National Association for Business Economics found 74% of economists think we’ll be in a recession by the end of 2021. While it may be just a prediction, you should prepare for it now. The Great Recession obliterated millions of Americans’ life savings and retirement accounts. The US’ IRAs and 401(k)s lost nearly […]

Congress Eyes Slippery Social Security Slope

(FinancialHealth.net) – Social Security’s rapid depletion is something lawmakers on both sides of the aisle have failed to address — until now. The Social Security Board of Trustees has said its reserves will be insolvent in 2035 if nothing is done. Now, both Republicans and Democrats would like to pass laws in 2020 to deal […]

Build a Retirement Investment Account With Little Cash

(FinancialHealth.net) – Saving for retirement isn’t always easy. There’s good news, though. Today’s newest technology has come to the rescue and made it a lot easier. Unlike the old days when you’d have to go to a bank or a financial adviser, now you can save right from your phone — even if you have […]

Only One Type of Insurance Covers Your Car’s True Value…

Only One Type of Insurance Covers Your Car's True Value…

Smart Quiz: Only One Type of Insurance Covers Your Car’s True Value… A) GAP Insurance B) Liability C) Comprehensive D) Collision Answer: A) GAP Insurance Did you know a new car depreciates in value as soon as you drive it off the lot? The average car immediately loses about 10 percent of its purchase price, […]

Job Market Appearance Could Be Deceiving

(FinancialHealth.net) – The US labor market’s growth is contributing to the longest economic expansion in history. However, some industries are struggling despite strong job growth elsewhere. By the end of 2019, unemployment was hovering at a 50-year-low and healthcare and education sectors were growing. The same couldn’t be said for transportation and retail. Manufacturing, logging, […]

How Should Newlyweds Handle Finances?

(FinancialHealth.net) – Wedding season is right around the corner. Maybe you’ve just married, or maybe your ceremony is coming up quickly. One thing is certain. As life settles back into a normal routine, finances will become a focus. One question you’ll need to cover is whether you and your spouse should get joint accounts. Well, […]

SSA Creates Whirlwind of Worry

(FinancialHealth.net) – Every year, the Social Security Administration increases recipients’ pay. In 2019, the cost-of-living adjustment (COLA) went up 2.8%, the biggest increase since 2012. The 2020 increase is not nearly as generous, and some people may not see much of it at all. Earlier this month, the 1.6% COLA increase went into effect. People […]

How Focusing on Heart Health Can Protect Your Brain

How Focusing on Heart Health Can Protect Your Brain

(FinancialNews.com) Don’t Underestimate the Link Between These Two Vital Organs The human brain is supposed to change over time. For middle-aged adults and seniors, it’s completely normal to experience some cognitive decline, especially when it comes to how our memory functions. Not all brain change is inevitable, however, and there are steps that can be […]

How Much Money Should I Keep in My Checking Account?

How Much Money Should I Keep in My Checking Account?

Smart Quiz: How Much Money Should I Keep in My Checking Account? a) Raises and Bonuses b) 4% of Monthly Pay c) Enough for Necessities d) Car Payment Amount Answer: C) Enough for Necessities Being financially healthy isn’t just about how much money you have, but where you have it. That means diversifying in more […]

How to Stay Motivated When Financial Setbacks Occur

How to Stay Focused When Financial Setbacks Occur

(FinancialHealth.net) – Financial setbacks are bound to occur from time to time. You never know when a medical issue will arise, leaving you out of work for days, weeks, or even months. Other unexpected expenses can come up too, from vehicle repairs to natural disasters. Stress and anxiety often cause these setbacks to spiral our […]

What To Do If You Can’t Pay This Year’s IRS Bill

(FinancialHealth.net) – It’s tax time again, and you are in a bit of a pickle. Your accountant filed your taxes, and you owe Uncle Sam some money. Don’t worry, it’s not the end of the world. You have options. According to a recent survey conducted by OnePoll for Self, 44% of people polled said they […]

Senior Abuse is Rising in Epic Proportions

Senior Abuse is Rising in Epic Proportions

(FinancialHealth.net) – Concerned about being financially abused as a senior? You’re not alone. The fact is that financial senior abuse is on the rise and doesn’t show any signs of slowing down. Even the trend towards digital cash over cash-in-hand hasn’t stemmed the flow; in some ways, it’s actually caused it to become worse. Seniors […]

Don’t Fall for This New FedEx Delivery Scam

(FinancialHealth.net) – Scam artists are working day and night to steal your money. They run tax scams and charity scams, and now they’re reportedly using FedEx to steal from hardworking people as well. Delivery giant, FedEx, recently told its customers to keep an eye out for a new scam through text messages and emails. According […]

5 Credit Building Tips for People with Low Scores

(FinancialHealth.net) – Credit scores are incredibly important, and it looks like more people in the US are learning how to take care of theirs. According to a new report, the average credit score is rising. Not quite among the ranks of those seeing an increase? Here’s what you need to know. Experian’s 2019 Consumer Credit […]

The New Chinese Trade Deal Could Be a Long-Term Loss

(FinancialHealth.net) – On January 15, the Trump Administration and China signed “Phase I” of their new trade agreement. Unfortunately, while the plan looks great in the short term, there may be some unintended negative consequences down the road. Over the next two years, China has agreed to exceed 2017 imports by $200 billion, purchasing in […]

FICO’s Planned Changes to Credit Score Models

(FinancialHealth.net) – Your credit score is one of the most important aspects of your financial health. That score impacts nearly everything from your ability to buy a car to whether you can take out a loan. Consumers now fear changes to the way their scores are measured may hurt more than help. FICO, the analytics […]

5 Best Ways To Protect Yourself From Identity Theft

How to Protect Yourself From Identity Theft

(FinancialHealth.net) – Identity theft is #9 in the active threats list. Protect yourself by putting a solid plan in place. People can easily steal your identity online, at the store, or anywhere personal information gets used. There are methods you can use to protect yourself from this type of theft so you do not become […]

New Rules For Employee Health Benefits – January 2020

New Employee Healthcare Benefits - January 2020

(FinancialHealth.net) – President Trump has created an exciting new option for employee health insurance plans. The change makes it easier for some workers to choose plans that better fit their families. The new option is known as an individual coverage health reimbursement arrangement (ICHRA). If your employer goes this route, it provides tax-free money through […]

The Gig Economy Attracts Seniors in Droves

The Gig Economy Attracts Seniors in Droves

(FinancialHealth.net) – Retired seniors often find themselves at home with nothing to do. They’ve taken vacation time, caught up with old friends, and even organized around the house. Once those tasks are done, many older adults are left feeling empty — with nothing to keep them occupied. The gig economy is great for seniors because […]

7 Celebrities Who Had it All and Went Broke

7 Celebrities Who Had it All and are Broke

(FinancialHealth.net) – There’s an old adage that says the more money you have, the problems come your way. Rapper Notorious B.I.G. summed this up as “Mo Money, Mo Problems,” quipping the phrase when he himself was originally coming into money for the first time. Sadly, Notorious never got to enjoy his money; his life was […]

Thieves Working Overtime to Get Your Tax Return

Thieves Working Overtime to Get Your Tax Return

(FinancialHealth.net) – ‘Tis the season to file taxes — and protect yourself from scams. Tax season is a busy time for thieves. Law enforcement departments across the country and the Internal Revenue Service (IRS) are already warning citizens to be on the lookout for fishy (and phishy) activity. Here are three tax scams that you […]

Amazon Set for Growth Spurt to These Cities

Amazon Set for Growth Spurt to These Cities

(FinancialHealth.net) – Since President Trump took office, Amazon Founder Jeff Bezos has seen his personal wealth increase by $46 billion. That’s not the only thing expanding, Amazon is building new warehouses and distribution centers in multiple cities. This expansion is great news for workers in the cities that are welcoming Bezos’ company. The company announced […]

Small Spending Habits That Are Costing You Big Money

Small Spending Habits That are Costing You Big Money

(FinancialHealth.net) – It’s only a few dollars, you might tell yourself. It’s not a big deal to grab that cup of coffee every morning or that snack during your work day. While it may seem like only a few dollars at the time, add up all the times you’ve made the purchase and you’ll soon […]

Big Pharma Getting a Taste of Their Own Medicine

Pharma Getting a Taste of Their Own Medicine

(FinancialHealth.net) – The cost of prescription drugs in the US has long been a problem for average Americans. Often, people are unable to purchase life-saving medications because of exorbitant costs. Fortunately, lawmakers across the country are working to stop Big Pharma from bleeding Americans dry. The beginning of 2020 brought price hikes to hundreds of […]

Trump Just Helped Farmers in a Big Way

Trump Just Helped Farmers in a Big Way

(FinancialHealth.net) – Earlier this week, President Trump announced plans to help farmers by withdrawing a proposed rule from the end of the Obama Administration. Trump told a group of farmers in Austin, TX at the American Farm Bureau Federation conference he’s working to protect their water rights: “I am proud to announce that I am […]

How Wall Street Could Influence the Election

How Wall Street Could Influence the Election

(FinancialHealth.net) – Last year, there were rumblings that Wall Street Democrats were very concerned about Senator Elizabeth Warren (D-MA) becoming president. Some of them were even Democratic donors and they were threatening to stay home or vote for President Trump in 2020. Fast forward a few months, and the friction is back in the news […]

How to Check Your Credit Report for Errors

How to Check Your Credit Report for Errors

(FinancialHealth.net) – Your credit score is a measurement of your financial history. If you have a low credit score, it’s harder to get loans, and if you are able to finance anything, you’ll pay thousands of dollars more in interest than someone who has a good credit score. This is why you need to check […]

How Women Are Winning in Trump’s Economy

How Women Are Winning in Trump’s Economy

(FinancialHealth.net) – It’s no secret the economy and job market are doing very well under President Trump. In fact, some industries are growing really quickly and that is great news for women in America. For the second time in history, there are more women in the US workforce than there are men. The Labor Department […]

The 10 Best Jobs You Can Do From Home at Any Age

The 10 Best Jobs You Can Do at Home at Any Age

(FinancialHealth.net) – Many people choose to work a job from home, so they can take charge of their career and financial future. If you’re thinking about making the switch to a home-based job, you may be wondering what options you have. There are many great work-at-home job opportunities to consider. We’ll share with you the […]

What Trump’s New Trade Deal Means for the Average American

What Trump’s New Trade Deal Means for the Average American

(FinancialHealth.net) – On the same day the Senate began preparing for President Trump’s impeachment trial, they gave the American people a huge win and passed the US-Mexico-Canada Agreement (USMCA). The trade deal will finally replace the widely unpopular North American Free Trade Agreement (NAFTA). When Trump ran for office, replacing NAFTA was one of his […]

Is the Gender Wage Gap Finally About to Close?

Is the Gender Wage Gap Finally About to Close?

(FinancialHealth.net) – Ask people about the gender wage gap and it tends to incite arguments. Depending on who you query, people will claim it doesn’t exist, claim it has always existed, rage against it, or shrug it off. The truth is, as always, somewhere in the middle. Research shows that at a gap does exist, […]

4 Tips For Penny Stock Investors

4 Tips For Penny Stock Investors

(FinancialHealth.net) – Contrary to the name, it’s very rare for a penny stock to actually cost a penny. The United States Securities and Exchange Commission (SEC) considers any stocks that cost under $5 per share to be penny stocks. Penny stock shares are typically shares of small companies, and they trade via the pink sheets […]

How Sanders and Warren Are Shafting American Workers

Sanders and Warren: Their Tax Plan Will Hurt Workers

(FinancialHealth.net) – Senator Bernie Sanders (D-VT) and Senator Elizabeth Warren (D-MA) have told the American people that they will give out a lot of free stuff if they’re elected. Free college and free healthcare are just two of their proposals. To pay for all of the free programs, they’ve both said they’ll place a wealth […]

FL Governor Announces Big Changes to State’s Prepaid College Plan

FL Governor Announces Big Changes to State's Prepaid College Plan

(FinancialHealth.net) – Parents in Florida who bought prepaid college plans for their kids received good news this week. Florida Governor Ron DeSantis announced the state is giving out $500 million in cash refunds to parents who bought the plans, with the average payout being $4,700. That’s not all. Parents who are still paying for their […]

Text Message Scams and How They Threaten Your Finances

Text Message Scams and How They Threaten Your Finances

(FinancialHealth.net) – Text messages are easy to send and receive, allowing people to communicate at their will instead of when the other person answers the phone. However, don’t think that just because you’re texting you no longer have to deal with telephone scams. Sure they may not call you at all hours of the day, […]

The Dark Truth of Warren’s Student Loan Plan

Warren's Student Loan Plan: Too Good to Be True

(FinancialHealth.net) – Senator Elizabeth Warren (D-MA) announced her plan to cancel student loan debt this week. Unfortunately, it looks like she’s going to punish America’s most successful citizens in the process. Warren’s plan will cancel up to $50,000 of student loan debt for people who make under $100,000 annually. For those who make over that […]

Don’t Buy Another New Car Until You Read This

Don’t Buy Another New Car Until You Read This

(FinancialHealth.net) – Considering a big-ticket purchase like a car? Halt in the name of sensible financial decisions! Before you move forward, you must understand how to shop for and/or finance a car in a way that makes sense for your budget. Car dealerships are notorious for milking people and bluffing about the actual condition of […]

Why Rewards Credit Cards Aren’t All They’re Cracked Up to Be

Why Rewards Credit Cards Aren't All They're Cracked Up to Be

(FinancialHealth.net) – Rewards credit cards seem like such a great option. Not only do you get to have a line of credit in your name to spend as needed, but you can also earn ideal rewards each time you use the cards. While this may sound like a great deal to many, rewards cards aren’t […]

Tokens Anyone?

(FinancialHealth.net) – Cryptocurrency. Bitcoin. Do you remember when that trend started and everyone thought it was just a passing phase? Something that was mainly used between gamers and really didn’t matter much if you weren’t part of that world? Cryptocurrencies are a complex sequence of mathematical formulas run on a computer, shared on a public […]

Earning Money Online Through Survey Sites

The Most Common Digital Scam Affecting Seniors Today

(FinancialHealth.net) – Finding ways to earn money online is a common goal for many people. You want a simple way to save up some cash without having to leave the house. Whether you work online full time, or you want to do it on occasion, you can earn money through survey sites. There are multiple […]

70,000 CA Truckers Shielded From New Law

(FinancialHealth.net) – In 2019, California Democrats passed a law known as Assembly Bill 5 (AB5) and it has wreaked havoc on independent contractors in the state. Now, a federal judge is protecting the trucking industry from the damage. AB5 was originally intended to protect workers from being mislabeled as independent contractors. Instead, the law caused […]

Why Americans Need a $2,000 Savings Fund

Why Americans Need a $2,000 Savings Fund

(FinancialHealth.net) – Financial emergencies are bound to arise, yet most Americans do not have the necessary savings to handle these situations. When a financial shock happens to a family, it can take them months or longer to recover. Some never fully recover at all, as they live paycheck to paycheck with no extra cash available […]

Top 3 Store Savings Apps

Top 3 Store Savings Apps

(FinancialHealth.net) – Are you squeezing every penny you can out of your food budget? Even if you’re couponing and hunting for deals, you might be missing out on the very best ones right under your nose. Your smartphone – whether it’s an iPhone, Android, or something else entirely – gives you instant access to a […]

Congress Turns Its Attention to Marijuana This Week

Congress Turns Its Attention to Marijuana This Week

(FinancialHealth.net) – This week, the House Energy and Commerce’s Health Subcommittee is turning its attention to cannabis. A hearing, entitled “Cannabis Policies for the New Decade” will be held Wednesday to look at marijuana descheduling. Currently, marijuana for medicinal purposes is legal in 33 states and it’s okay to use it recreationally in 14 states. […]

Trump’s Economy Continues to Pay Off For Blue Collar America

Trump's Economy Continues to Pay Off For Blue Collar America

(FinancialHealth.net) — According to new numbers, President Trump’s economy has remained incredibly strong for workers across America. The US jobless rate fell again, and the number of unemployment claims filed is at an almost 50-year low. “Layoffs remain at their lowest, as a share of the workforce, since the data were first collected on their […]

4 Assets You Didn’t Know You Had

4 Assets You Didn’t Know You Had

(FinancialHealth.net) – You’re richer than you think! If you’re glancing down at your wallet right now scoffing at what you just read, you’re not alone. All too often we consider money – either in cash form or digital form – to be the only true “asset” we have; that’s simply not true. Hidden in the […]

Iran Conflict Has Impact on Stock Market

Iran Conflict Has Impact on Stock Market

(FinancialHealth.net) – There was good news out of Wall Street this week, despite the tensions with Iran. According to MarketWatch, on Thursday, US stocks hit record highs. President Donald Trump was able to calm the markets by announcing on Wednesday he was not going to retaliate against Iran militarily. There had been some concern that […]

Why Tax Season Makes You a Target

Why Tax Season Makes You a Target

(FinancialHealth.net) – Tax season comes and goes each year with thousands of people having their identities stolen or their refund checks taken from them. It is one of the most popular times of the year for people to become targets. There are many reasons for this targeting, including the large lump sums of money people […]

Tax Break Extensions You May Have Missed Over The Holidays

Tax Break Extensions You May Have Missed Over The Holidays

(FinancialHealth.net) – Over the holidays, President Trump signed legislation into law that went a bit unnoticed but is very important. The law is the Taxpayer Certainty and Disaster Tax Relief Act of 2019 and it extends and resurrects a lot of popular tax breaks for both individuals and businesses. Here is a list of the […]

What The Recent Drop In Mortgage Rates Means For You

What The Recent Drop In Mortgage Rates Means For You

(FinancialHealth.net) – Homebuyers and sellers received some good news to kick off the new year. In the first week of January 2020, the average 30-year fixed mortgage rate fell to 3.69%, according to Mortgage News Daily. So, what does that mean for you? Well, if you already own a home and you have a higher […]

How One Man Used Personal Finance Books to Become a Millionaire

How One Man Used Personal Finance Books to Become a Millionaire

(FinancialHealth.net) – Countless people graduate college with no money left to their name. This sentiment was true for Grant, owner of Millennial Money. He had just over two dollars left in his account when he returned home from school. Seeing such a low balance gave him a wake up call that made Grant realize he […]

Spending Habits that Threaten Your Financial Security

Spending Habits that Threaten Your Financial Security

(FinancialHealth.net) – We’ve all done it; you hit up the mall and suddenly your trip for toilet paper turns into a $100 shopping spree. It’s all too easy to get caught up in bad spending habits. We want the latest smartphone, the best toys, the newest car, and even the best food, but all of […]

HUD To Roll Back Controversial Obama Rule

Trump to Create More Affordable Housing by Rolling Back Obama Rule

(FinancialHealth.net) – This week, the Trump administration moved to get rid of one of the most controversial Department of Housing and Urban Development (HUD) rules from the Obama-era. According to Housing Secretary Dr. Ben Carson, eliminating the rule is going to make affordable housing more readily available in our cities — something many urban areas […]

What The Iran Conflict May Do To Prices at the Pump

Iran Conflict Not Costing You at the Pump — At Least Not Yet

(FinancialHealth.net) – Over the last couple of weeks, the conflict with Iran has left many Americans wondering if they’re going to be paying more at the gas pump as a result. The good news is, it looks like we are safe for the time being. Last week, when news broke that the United States had […]

Get Senior Discounts Here

Get Senior Discounts Here

(FinancialHealth.net) Discover Some Little Known Places That Offer Senior Discounts Getting the most bang for your buck is important, especially for seniors. Looking for ways to save some cash here and there? Start by exploring senior discounts. Most of these begin with an AARP membership and you can find them at restaurants, retail stores and […]

The Easier Way to Catch Subscription Renewals Before You’re Billed

(FinancialHealth.net) Subscriptions Can Be a Real Convenience… When They Don’t Get Out-Of-Hand Considering the “sign up free” electronic world we live in, it’s no wonder so many of us hold numerous subscriptions. Have you had issues with a free trial running out? Or maybe you forgot your annual Country Living subscription payment was coming out, […]

When Should You Cancel an Unused Credit Card?

When Should You Cancel an Unused Credit Card?

(FinancialHealth.net) Smart Quiz: When Should You Cancel an Unused Credit Card? A) You Should Never B) You Should Always C) If It Has a Fee D) If High Interest Rate Answer:  C) If It Has a Fee Between paying down debt and boosting your credit score, balancing finances can be challenging. The ultimate goal is […]

If You Lose Your Job – Do These 5 Things Immediately

(FinancialHealth.net) Acting Fast Is the Key to Surviving a Sudden Job Loss Job loss is tough. Unemployment can create a lot of insecurity, no matter the specific circumstances of a layoff or firing. Knowing what to do in the hours and days that follow job loss isn’t always easy — the anxiety of this massive […]

How Far In Advance Should You Book a Flight to Get the Cheapest Possible Price?

How Far In Advance Should You Book a Flight to Get the Cheapest Possible Price?

(FinancialHealth.net) Smart Quiz: How Far In Advance Should You Book a Flight to Get the Cheapest Possible Price? 70 Days 6 Weeks 30 Days 2 Months Answer: 70 Days It might be a good idea to start planning the next vacation a lot sooner than later. According to a study done by CheapAir.com, booking your […]

Which of These Items is Generally Not Subject To Probate?

Which of These Items is Not Generally Included in Probate?

(FinancialHealth.net) Smart Quiz: Which of These Items is Generally Not Subject To Probate? Estates Less Than $100K A Savings Account Life Insurance Real Estate Answer: Life Insurance There are two certainties in life: death and taxes; and in most cases, one leads to another by way of probate and estate taxes. One method for ensuring […]

How To Save The Most Money on Groceries Each Month…

How Can You Save The Most Money on Groceries Each Month?

(FinancialHealth.net) Smart Quiz: How To Save The Most Money on Groceries Each Month… Shop at Many Stores Shop at Specific Times Stop for Groceries Often Never Shop When Hungry Answer: Shop at Specific Times A big expense in your monthly budget is likely your grocery bill. Whether you feed a family of five or it’s […]

What’s The Most Common Vulnerability Leading to Identity Theft?

How to Hack-Proof Your Passwords

(FinancialHealth.net) Smart Quiz: What’s the most common vulnerability leading to identity theft? Answer: Weak Passwords! If the last 24 months brought nothing else, it offered the stark realization that Americans are quite vulnerable when it comes to their digital security. People who are lazy with their digital security are far more likely to be victims of […]

Which One of These Company Names Would a Scammer Use to Steal Your Account Information?

Which One of These Company Names Would a Scammer Use to Steal Your Account Information?

(FinancialHealth.net) Smart Quiz: Which One of These Company Names Would a Scammer Use to Steal Your Account Information? a. Costoco.com b. Amazon.com c. Google.com d. Nike.com Answer: Costoco.com A simple typographical error or spammy ad link could land any one of us on a website that looks legitimate but has actually been designed to steal […]

The Only Time It’s OK To Give Out Personal Financial Information Over The Phone Is When…

The Only Time It’s OK To Give Out Personal Financial Information Over The Phone Is When…

(FinancialHealth.net) Smart Quiz! The Only Time It’s OK To Give Out Personal Financial Information Over The Phone Is When… Answer: You Called First Sophisticated scam artists are calling people from what appears to be their bank’s Caller ID and will seem to have your personal banking information, including digits of your account number, home address, employment […]

What Online Tool Finds Programs to Help with the Cost of Food, Medical Bills, Household Utilities, etc.?

What Online Tool Finds Programs to Help with the Cost of Food, Medical Bills, Household Utilities, etc.?

(FinancialHealth.net) Smart Quiz: What Online Tool Finds Programs to Help with the Cost of Food, Medical Bills, Household Utilities, etc.? A: Benefits Checkup B: Homeowners Association C: Social Security D: Red Cross Answer: Benefits CheckUp No one wants to go through the process of finding benefit programs one-by-one, only to apply without knowing if you […]

How Can You Get Paid to Go Out to Eat?

How Can You Get Paid to Go Out to Eat?

(FinancialHealth.net) Smart Quiz: How Can You Get Paid to Go Out to Eat? Merchandising Coupon Clipping Mystery Shopping Food Sampling Answer: Mystery Shopping Pizza? Burgers? Steak? Seafood? No matter what your favorite restaurant food, it’s always a good idea to look for ways to save on your outings. But what if you could actually make […]

0% Balance Credit Card Transfer Offers – What Factor Is Most Important?

When Considering 0% Balance Credit Card Transfer Offers, What’s Most Important?

(FinancialHealth.net) Smart Quiz: 0% Balance Credit Card Transfer Offers – What’s The Most Important Factor? Duration of Promotion Interest Rate Type of Debt Credit Limit Answer: Duration of Promotion Being stuck in credit card debt can feel like being trapped in an endless pit with with no way to climb out. One way to get […]

How Far Back Can Medicaid Go to Seize Assets to Pay for Long Term Care?

How Far Back Can Medicaid Go to Seize Assets to Pay for Long Term Care?

(FinancialHealth.net) Smart Quiz: How Far Back Can Medicaid Go to Seize Assets to Pay for Long Term Care? a. 7 years b. 2 years c. 5 years d. 1 year Answer: 5 years Advances in medicine have lead to people living longer, but it’s also more likely you or a loved one could end up […]

To Help Manage a Family Member’s Finances, What Legal Document Do You Need to File?

To Help Manage a Family Member’s Finances, What Legal Document Do You Need to File?

(FinancialHealth.net) Smart Quiz: To Help Manage a Family Member’s Finances, What Legal Document Do You Need to File? a: Durable POA b: Notarized living will c: SSA-form 120 d: Notarized trust Answer: Durable POA (Durable Power of Attorney) When a family member needs help managing their financial affairs, filing a Power of Attorney, specifically, a […]

What is the #1 cause of major asset seizures after 65?

What is the #1 cause of major asset seizures after 65

(FinancialHealth.net) Smart Quiz! What is the #1 cause of major asset seizures after 65? Answer: Medical Coverage Gaps Specifically, Medicare has so many limits and hoops to jump through that you could develop a whole new medical issue just dealing with them. Medicare Part A has no monthly premium and primarily covers hospital care, but […]

The Only Time The Real Social Security Will Call You is to Request Your Correct…

The Only Time Social Security Will Call You is to Request Your Correct

(FinancialHealth.net) Smart Quiz: The Only Time Social Security Will Call You is to Request Your Correct… a. Address b. Birthdate c. Income d. Never Answer: Never The phone rings with a call from an unknown number who threatens to take your Social Security benefits or put you under arrest unless you can provide the personal […]

Which of the Following is Not Covered by a Standard Homeowners Insurance Policy?

Which of the Following is Not Covered by a Standard Homeowners Insurance Policy

(FinancialHealth.net) Smart Quiz: Which of the Following is Not Covered by a Standard Homeowners Insurance Policy? Slander and Libel Suit A Car Hitting the House Fire Department Services Grave Marker Damage Answer: Slander and Libel Suit “Sticks and stones may break my bones but words can never hurt me.” This age old childhood phrase sounds […]

A Luxury Item Is Considered Affordable Only If…

A Luxury Item Is Considered Affordable Only If

(Financial Health.net) Smart Quiz: A Luxury Item Is Considered Affordable Only If… You Can Charge It You Can Share It You’ve Saved For It You’ve Saved 80% For It Answer: You’ve Saved For It A luxury is only a luxury if you can afford it without any sort of financing. Whether or not your credit […]

This Loan Helps Rebuild Credit

This Loans Help Rebuild Credit

(FinancialHealth.net) Addressing Credit Problems With a Credit-Builder Loan Borrowing money can be difficult for those who have a low credit score. When banks review an application for a loan, their main consideration is whether or not a person can make good on their promise to pay back what they borrow. A low credit score or […]

403(b) versus 401(k) Retirement Accounts: Which is Better?

403(b) versus 401(k) Retirement Accounts: Which is Better?

(FinancialHealth.net) Choosing the Right Retirement Account 401(k) and 403(b) accounts are both retirement savings options offered by employers. Since both types are tax-deferred, a set amount of money can be contributed to these accounts and excluded from taxable income. Although 401(k) and 403(b) retirement accounts have a lot in common, there are a few characteristics […]

How Do You Keep Your Loved One Safe in a Nursing Home?

(FinancialHealth.net) Safety and Security Are the Most Important Factors in Choosing the Right Care Solution Caring for an aging parent, especially one in poor health, can be a full-time job. Senior care requires more time and attention than many have to spare. For this reason, it’s common to turn to nursing homes for support during […]

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